How It Works

1. Fill Out Our Secure Credit Application

If you've been trying to figure out where to get a car with bad credit, you've come to the Right place. We have financed more that 1500 customers across the country and work with drivers who have faced a range of financial situations, including:

• Foreclosure

• Bankruptcy

• Repossession

• Divorce

• Missed payments

• Writing bad checks

Please check our FAQ page for more info.

Get Pre-approved

2. Get Approved

Once you apply for used car financing through our credit application, our team will review your credit and financial details and contact you shortly when we have located viable loan packages that fit your budget.

We are partnered up with 20+ banks and local Credit Unions.

Our great relationships with local banks and credit unions means you can still get the best bad credit auto loan with rates significantly lower than the buy-here pay-here lot down the street. In fact, we can help you repair bad credit!


3. Bring Your Dream Car Home

It is time to say YES to the deal. Once you are approved, come to 1727 Chapman Hwy Sevierville TN 37876 and bring with you:

• Valid DL or Valid government issued photo ID

• Insurance Card

• Trade documents (title, registration, if the vehicle is paid off / 10 day payoff letter from your bank, if the vehicle is not paid off)

• Proof of monthly income through pay stubs or social security income receipts If you have more than one job, bring the stubs from those as well. Bring your bank statements, if you are self employed.

• Proof of residency t(any current utility bill should do, such as water or electric)

• List of references (not including anyone living in your household). FAQ First-Time Buyer Program How to get up to Buyer’s Bonus